The number $500 might not sound like a trading strategy. But when it represents pure cashback — money returned to you from spreads you already paid, on trades you were going to make anyway — it changes the conversation entirely. This article breaks down exactly how a regular retail trader reaches $500 in cashback over a 90-day period, and what happens when that figure continues to grow.
The Cashback Maths — Month by Month
Cashback is paid per standard lot traded. On EUR/USD via a typical Say Affiliates partner broker, the rate is $7.50 per lot. Here is how the numbers stack up across three months of active trading:
| Month | Lots Traded | Rate | Cashback Earned | Running Total |
|---|---|---|---|---|
| Month 1 | 20 | $7.50 | $150 | $150 |
| Month 2 | 22 | $7.50 | $165 | $315 |
| Month 3 | 25 | $7.50 | $187.50 | $502.50 |
As trading confidence grows and lot sizes or frequency increase moderately, the total crosses $500 by the end of month 3 — without any change to the underlying trading strategy.
Three Trading Volume Levels
Why Cashback Compounds Your Trading Edge
Every trader faces a fundamental cost: the spread. Every time you open a position you pay it. Cashback doesn't eliminate that cost — it partially refunds it. On a 1-pip EUR/USD spread at $10/lot, a $7.50 cashback returns 75% of that cost. This means your strategy's breakeven point moves significantly in your favour: you need fewer pips of profit to overcome the cost of the trade.
Reinvesting Cashback — The Multiplier Effect
Traders who withdraw cashback monthly get a straight cost-reduction benefit. Those who reinvest it — treating it as additional risk capital — can access a compounding effect over time. A trader who adds $150/month in cashback to their trading account grows their position sizing capacity without depositing additional personal capital.
How to Maximise Your 3-Month Cashback
- Register with Say Affiliates before opening a broker account — existing accounts are sometimes eligible to be linked retroactively, but registering first is always easier
- Choose a broker with higher cashback rates on your most-traded instruments — use the Say Affiliates broker comparison to find the best per-lot rate for EUR/USD, Gold, or your primary pair
- Trade a raw/ECN account where available — commission-based accounts often carry higher cashback rates than spread-based standard accounts
- Track your lots monthly using the Say Affiliates dashboard to verify cashback is accumulating as expected
- Request your payout monthly — there is no benefit to letting cashback accumulate in the platform longer than a month
Register free, choose your broker, and begin earning cashback on every trade from day one.